Dental Insurance – Lewis Center, OH

Understanding How Dental Insurance Works

To better understand how your dental insurance plan works, you’ll need to know a few key terms:

• This is the amount of money that your insurance company requires you to pay out-of-pocket before your benefits kick in. In most plans, you can get your checkup and cleaning without having to pay the deductible since they’re 100 percent covered.
• This is the amount that you pay monthly or annually to be insured.
• This is the maximum amount that your dental insurance company will pay out for over the course of a year towards your treatments.

Most dental insurance plans renew on January 1^st, which means the deductible and maximum will reset. That’s why it’s recommended that you receive any treatments you need before the new year while your maximum is already paid.

What Does My Dental Insurance Cover?

It’s important to note that most dental insurance plans have varying benefits, so in order to find out if yours will cover a certain treatment, it’s best to contact them directly. However, many companies use a 100-80-50 coverage structure, which means they cover 100 percent of the cost of preventive care, like checkups and cleanings, 80 percent of basic treatments like cavity fillings, and 50 percent of more serious procedures like root canal therapy.

Our In-Network Dental Insurance Providers

At The Dental Group at Polaris, we’re proud to be an in-network provider with many major PPO dental insurance plans. We’re also happy to accept out-of-network plans as well and file claims on your behalf to help maximize your coverage. If you have any questions about the plans we accept, please get in touch with our friendly team!